Housing Updates

We’re still muddling our way through the Escrow process. We’re currently collecting all of our documentation to prove funds, explain B’s job change, etc for the underwriters. My favorite is that they need proof that we paid for the earnest money, which isn’t even just the copy of the deposited check but requires proof that it cleared our bank account. Luckily, this will happen when we give them the bank statements. One of the big no-nos in escrow is evidently moving money between accounts. You know, consolidating your money so you can close escrow. So, we have to prove that our mutual funds were ours, that we sold them, and that we now have the money in our account. It feels stupid. B’s parents are helping us with the down payment and we have to document all of that too. It’s driving me batty.

We did our first walk through, which is actually late in the game for our builder. It’s a pre-floor walk through which means that everything else is in (minus the fridge and washer/dryer) and they talk us through all the ins and outs of the house. We found out nice things like that our ceiling fans can weigh up to 75 lbs, that they install very low profile sprinklers so you don’t have the little things jutting out from the ceiling, and that we will have key-less entry on our front door. On that latter, if we had known that the front door had that we probably wouldn’t have added it to our garage door, but it’s always nice to have an extra way in to your home without needing keys. I’m glad that if people are visiting with a car and they show up when we aren’t home they can park in our garage without needing us there. Also, we can evidently program a temporary code into our front door entry to let people in for repairs. Speaking of which, they schedule us for 1-2 hours of touch up painting after we move in to make things perfect and they do the same following our ten month survey so that we go in to our 1 year mark with a perfectly finished home.

Now they’re starting our flooring and at our next walk through everything should be perfect and ready for us to move in. We’ve decided that the first thing we’ll be doing after closing is painting the bedrooms, the nook where the piano is going, and any walls that a tv will be mounted on so that we’re ready for move in day. Then we need to get the shutters for the windows (we’re like 90% certain that B will be on nights next, so he has to be able to sleep during the day which means we have to be able to block out all the light) and the rest of the furniture. And then we can move. Luckily we have a couple of weeks between closing and having to give up our apartment, so there’s plenty of time.

I am so ready to move. They’ve been redoing the floors of our parking garage, which means that all 200+ of us who park under our building have been sharing one narrow lane in and out for the last three weeks. Every time I’ve driven home, I’ve reminded myself that soon I will have my own two car garage that I just have to share with B. Of course, he’s an obnoxious parker, so that could actually cause problems for us. Today they tested the fire alarms in every apartment. Which means that the building alarms were going off for over 2 hours. Again, I kept reminding myself that soon we would be in our own home.

The only thing I’ll miss about here is that I know my running routes. It will be a pain to move right when I’m supposed to be running 7, 8, 9 miles. Otherwise? I cannot wait to be in our home.

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About texancountess

I find myself in the calming roar of the sea, floating gently on the foam of the breaking waves. Blue. Green. Gray. The colors of the sea mark the boundaries of my soul. The tumbled glass finds its polish under the relentless pounding of the waves upon the shore. Thus am I. Rough transitioning to polish, refinement ever a process, finding my niche in the storms of life.
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